Lana Vaughan

The Queen of Questions

Personal ROI

ROIInvestments are something we generally associate with money. But everyday we make decisions on where to invest our time, strength and attention. Some decisions are a combination of all three with the end result being money. Many are habitual investments. Same use of time day in and day out. Same strengths being drawn upon time and time again.

Large investments of our time and money could look like college. Four or more years dedicated to learning something, a skill, an area of expertise. It comes with a high price tag these days. Even at a public university it can cost $80,000 or more. Then there is the cost of those years, the end of your teens and the first few of your twenties if you are fortunate enough to go straight from high school. Formative years full of energy and uncertainty.

The night before you sign the papers buying your first home is one of restless sleep if any. Depending on where you purchase that home could cost anywhere from $100,000 for a small fixer-upper to $500,000 for a slightly larger fixer-uper. Taxes, maintenance, insurance, job security and the stress of can you make the mortgage payments. 15 years or 30 years is a long time to commit to making that payment but at the end the house will be all yours. Well, as long as you keep paying the property taxes.

How about the people in your life. They take time and strength and often money not just attention. I’ve always found it interesting that attention is coupled with pay. The notes home from the teacher…”Your child doesn’t pay attention in class”….”Pay attention to your driving”….”You screwed up because you didn’t pay attention”…. Attention costs. It costs those who give it and those who receive it. Ever been under the scrutiny of someone who has decided to focus all their attention on you? I can get my Boradors undivided attention simply by picking up a certain squeaky ball. I don’t even have to squeak it. Just pick it up. They don’t have to be in the same room as I am when this happens. Their squeaky ball radar kicks in and they know it has moved from it’s resting place to my hand.

You are an investor. You have invested heavily in some areas of your life either by conscious or passive choice. How are those investments paying off? Are you enjoying or even working in the field you studied for in college? Was it money and time well spent?  Did you skip college and head straight to the work world? Have the years of on the job experience brought you what you expected? Would more education be worth the investment?

Is your house a house or is it home? Whether you own it or rent it it is the place you decided to unpack your stuff. Are you still investing in making it your own? Are people comfortable when they enter your front door?

Those people and pastimes…good investments? Rewarding? Mutually beneficial?

What is the Return On Your investment?

These are not new concepts. They go way back. “You reap what you sow”….”My word that goes out from my mouth: it will not return to me empty, but will accomplish what I desire and achieve the purpose for which I sent.” Sound familiar?

Maybe today is the day you need to take a look at your investment portfolio.
Maybe it’s time to redistribute some of your assets.
Maybe it’s time to unload some that just don’t pay dividends.
Maybe it’s time to double down on some that you have undervalued.

You decide. Everyday. What will you invest in today?

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